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7 points

It’s backed by the government. Yes, if the government falls apart the dollar will be worthless, but if the government falls apart a lot more will happen than just the currency dying.

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6 points

That’s my reasoning behind trusting banks with my money. If shit goes down to the point I can’t get my money out of a bank then it won’t have much value for long anyways and I have bigger issues.

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4 points

Nowadays, yes. Back in the day a run on the bank could screw everyone.

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