I think most of these huge payments are not due to stupid toys, it’s due to college debt, mortgages, and medical debt. I wish it was spent on toys instead.
For some that’s true, but go count the number of trailers, ATVs, watercraft and other toys that way too many people have. Same goes for cars and houses. Buy the most expensive stuff you can so you can stay ahead of your friends!
Maybe get out of suburbia. There’s far more people lower than middle class just struggling to survive, and toys are a luxury.