Running out of reality to blame, they got to make stories.

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2 points
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You’re just creating a tax on the poor for them to practice a constitutional right. Insurance providers 1. Aren’t going to pay out anyway, that’s their whole thing, so much like health insurance, it’s money being thrown away every month, and 2. You’re adding another middleman from an industry most people think is greedy/corrupt AF, and why would that ever be a good thing? Plus, you know damn well once the insurance companies get involved, all of a sudden minority gun ownership numbers are going to drop because, mysteriously, all of their premiums shot up overnight for totally racist/homophobic/transphobic/misogynistic unknown reasons.

I’m all for requiring more training, or licensing, background checks should be required for every gun sale, I’m just saying this to show I fully support gun control measures.

Require more training, but it needs to be made affordable. Every gun control bill is just banning firearm models, or limiting magazine capacities, or whatever. None of them every talk about subsidizing firearms training for those who need or want it. Even my blue state only requires one 8-hour class and one live-fire test to get your conceal carry permit, and the instructors even talked about how people ask about taking further training, but when they hear the cost and time (almost all the classes require taking time off work, which some can’t do) involved, they just say they can’t afford it and they’ll just watch YouTube or whatever.

Edit: Not sure how “creating an unnecessary monetary barrier turns a constitutional right into a constitutional privilege for the rich, all while enrichening a corrupt industry that will absolutely fuck this up” is such a controversial take, especially when I’ve added that training courses should be mandatory and subsidized so that finances aren’t a barrier…

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1 point

Just like the constitutional right to free speech, you’re not free of the consequences of your speech. Be a responsible owner and your. Insurance rates stay low but when you’re not, you’re the one paying for your mistakes

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3 points

Ok… I didn’t say you were free from consequences, I said by adding insurance to the equation, you’re putting an unnecessary financial burden on the poor amd minorities to practice a constitutional right, all while creating an opportunity for some middleman to get obscenely rich off something that won’t change gun violence at all. By adding mandatory insurance, and letting insurance companies handle all of it, you’re taking rights out of the hands of minorities and the poor alike. And there are already consequences for improper gun ownership: they’re called prison sentences, so maybe focus more on your elected officials who aren’t prosecuting irresponsible gun owners instead of adding insurance premiums and costs to an equation that doesn’t need them.

If there is an unreasonable monetary barrier for an individual to practice a constitutional right, it’s no longer a right, it’s a privilege. So congratulations, you’ve taken away the rights of minorities/poor folks, and allowed those who already have the means to face no consequences continue to face no consequences. Just like the firearm’s stamps: the prices are high enough to keep those weapons out of the hands of the poor, but not out of the hands of the wealthy, so only the wealthy have the privilege to own more dangerous weapons.

And once again, all you are interested in, clearly, is just taking firearms from people. You proposed an idea (firearm owners insurance), I pointed out why that may be a bad idea, and you immediately doubled down on it while making a comparison to another constitutional right that doesn’t have any financial barriers like you describe.

Plenty of people have been hurt and/or killed by the speeches/words of others, yet not once have you said there should be speech insurance, so your premiums can go up the more inflammatory your speech is, that would be fair, right?

You also completely dismissed everything I had to say about subsidizing firearms training for those who want/need it. So let’s not try and educate our populace, no no, we’ll just create another privilege for the wealthy and the poors can just deal with it. 🙄

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0 points

If you’re not agreeing to any regulation or safety standards, then insurance is a non-government way of minimizing the burden on responsible owners while ensuring the irresponsible ones have consequences for their recklessness, and ensuring at least some recompense/justice for their victims

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