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24 points

That’s a terrible idea. His insurance won’t cover him in an accident. If a passenger is injured he may be on the hook for the medical care.

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65 points

I wasn’t saying it was a good idea. But being broke as shit your entire life kinda shifts your standards of what’s a good idea or not when you’re just trying to get food on the table.

Also, he still has his CDL and pays extra for the right insurance.

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25 points

His insurance won’t cover him in an accident

Are you sure he hasn’t taken the proper precautions of just getting commercial insurance and filing taxes 4x a year (assuming US based)? Like yeah, you shouldn’t just go get in your car and go to a bar and offer people rides for money but if this guy has regular customers I wouldn’t be surprised if he also knows how to look into his own rights

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10 points

I mean, I would assume that someone who doesn’t get a new enough car doesn’t have enough money to pay for commercial insurance. Also offering people rides on the street is a bad idea (because you can get robbed) and possibly illegal. This is just running an unlicensed taxi service. Gypsy cabs have been around for hundreds of years. It’s not a good idea.

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10 points

Uber taking a cut of his earnings is not really going to change that

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3 points

Uber’s insurance is pretty bad. Many get the additional coverage from their regular insurer anyway because of this. That coverage also (usually) applies to this situation as well.

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