Would love for you to describe exactly how it’s more complicated.
YOU JUST DID, below
From my perspective
neat.
I click a single button
… on your device tethered to a single app by a single vendor and their closed data store
and it’s set up.
… and tethered to prevent you from churning.
To log in I
… wait online to …
get a notification on my device,
… or send it again. Or again. Try again. Maybe mail it?
I click a button and I’m logged in.
Yeah. Just click (tap) a button (enter a code).
Using a big-brand MFA setup at one job that requires ‘one button’ and ‘get a notification’ and ‘click a button’, I know you’re glossing over the network issues HEAV-I-LY.
Now do it in airplane mode. Do it when the token organization is offline. Do it when there’s no power because the hurricane hit and there’s no cell, no data, no phones, and your DC is on its last hour of battery and you have to log in because the failover didn’t run.
Do it when your phone fell on its face in the rain into a puddle and it’s not nokia.
Do it when you either have cell service and 5% battery, or 100% battery from inside the DC and no cell service.
Do it when you’re tired, hungry, drunk, lost your glasses in the car accident.
The D in DR means DISASTER. Consider it.
For somebody complaining about making things complicated you certainly complicated the s*** out of a short post.
Storing your passkey in any of the shared password managers solves almost every problem you’ve listed.
With bitwarden and I have offline access to my passkey. I don’t know why the hell you’d need offline access to your pass key because they’re designed to protect online systems, But it could if I wanted it to.
With Bitwarden I can use my phone, or I can use my browser, or any one of four other browsers, or any other computer.
If I need to reset one of my pass keys I reset it in one place and it gets reset everywhere.