I prefer to ride my bike. I have a little trailer so I can take my dogs with me. That said, I also have a car. It’s paid off and my insurance is about $60 a month.
Probably because of your usage.
My motorcycle insurance was $200 a year. They asked if it was my primary or just on weekends, and I do wonder if I said primary, id be paying 2-5x as much.
I’m in the same place. I have a nice car, paid off. I cover my partner’s car AND my car, top tier insurance with everything possible ticked and low deductible. Around 120USD monthly for both cars. We have both never had any at-fault accidents or tickets.
I’ve been hit three or four times from behind. Super not at fault. One time I was blasted drunk. In my house. Playing games. The wheel fell off. I now refuse to park on the street.
