Oh come on, Lemmy. I know Iām on c/fuckcars; but seriously - $600 a month for a new car sounds really good to me, Iām from Eastern Europe.
Itās good because new cars are significantly more reliable, fuel efficient, safe and comfortable than 10+ year old cars. If you drive a lot and canāt afford to pay $15k up front for a decent ~6yo car, then itās really not that bad. Much better than buying $600 rolling wreckage, I can tell you that much.
Yes people, I know you only use bikes and trains and whatnot. But some people neee cars, and you have to respect that. Or are you gonna tell this mother of 2, living in a village, working from office 20km from home, that she would be better off just sticking to the public transport which visits her place once every 2 hours.
This is for insurance, not the cost of buying the car. Yes some people do need cars because of their situation and the majority of people here can recognise that but to pay so much just for fucking insurance!
Oh, thatās odd, I donāt get it. It says average car payment per month, I thought it means itās the monthly loan payment, which is super fine.
$550 is about what I pay ANNUALLY for AC for my 2015 Mondeo.
But yeah, it would be close to $3000 annually if I wanted to lease any new vehicle.
Ah OK, I see what you mean. I thought you were referencing the title of the post as it mentions that his neighbour is paying x amount per month for insurance but you are right the image accompanying the post does say average car payment which would referring to paying for the actual car.
We were both concentrating on different parts of the post! You were right if referring to the image text, sorry.
If this is just insurance then it is straight up wrong. The national average is like $200/m.
The picture is talking about the purchase price of the car, OP decided to add insurance onto this.
Yes people, I know you only use bikes and trains and whatnot. But some people neee cars, and you have to respect that. Or are you gonna tell this mother of 2, living in a village, working from office 20km from home, that she would be better off just sticking to the public transport which visits her place once every 2 hours.
The point of this movement isnāt to simply ban cars like that will somehow solve all of lifeās problems. Some people use bikes and trains not just because they can, but because they have to.
Cars are a symptom of a pattern of development that makes us disconnected, both from each other and from our needs. It isnāt right that you should have to work 20km from home where the only option you have is to spend monthly payments on a car loan, insurance and gas. You should have the option to work from home, or closer to home, or within reach of easily accessible and usable public transit.
I donāt get your comment. You can have a decent car new at 400ā¬/month and I still think thatās ridiculously high.
Used cars make so much more sense when you value rational arguments. (Or bikes, public transportation, feet).
I donāt think you can have a large family wagon for ā¬400, at least in my country (Poland)
Buying a new car is a poor financial decision in general, considering things like depreciation or extreme leasing costs.
So yeah, I agree, buying a used car is the way to go, but getting one also gets much much more difficult the older and cheaper you want it to be.
