Iām in the same place. I have a nice car, paid off. I cover my partnerās car AND my car, top tier insurance with everything possible ticked and low deductible. Around 120USD monthly for both cars. We have both never had any at-fault accidents or tickets.
Iāve been hit three or four times from behind. Super not at fault. One time I was blasted drunk. In my house. Playing games. The wheel fell off. I now refuse to park on the street.
Iāve never driven drunkā¦ I thought I was safeā¦ The responding officers found it amusing, too.
I paid about 12k for the carā¦ and had paid it off MONTHS BEFORE. Low mileage, older model. Had it for many many years. My insurance company gave me 8.5k and no increase to my premiums. I was very thankful. I loved that car but the A/C went out for the third time, and I was about to pay another 400-500 to get it fixed AGAIN.
