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The point is that the USA relies primarily on employers paying for the insurance (through a pay cut) whereas in the EU it is generally subsidised with taxes.
This is a huge misconception. In the EU it’s also funded by the employers, the difference is that it’s usually mandatory (a tax taken out of the paycheck at the employer level) and also typically goes into a governement-run insurance system (ie the British NHS or the French sécu).
Ultimately it’s always people who pay for health care, because companies are just legal entities. The difference is how it’s organized and how much it cost.