I just got a DIY kit quote for solar and it’s ~$18,000. That would mean a contractor installing is at least $25,000 if not more. That’s a big chunk of change upfront.
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Clean energy credit union does modest rate loans. That allows you to get the panels, they foot the up front cost, you get the fed/state/utility incentives and put those towards the loan. That’s pretty much your only option other than footing with cash.