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That really does suck, and is poor product design. Besides using the desktop site, Iโ€™m not really sure how to easily get around that.

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It is a good design, especially security wise. Many banks require 2FA from their app/companion app.

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Logging into the bank app using the bank app as the mfa is good design? Is that what you mean?

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Yes, not ideal, but better than mere website.

Even better option would be a dedicated password manager with MFA like Proton Pass etc. but banks use their authentications in various ways and are regulated more.

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