Yeah, that happens sometimes. But in this case the price of an operation will be drastically cheaper.
I had this situation in Germany, there was a minor operation I needed to have which was not life threatening so the one that insurance covered had a waiting period, so I decided to go pay out of pocket and it was around 800 euro. The cheapest price I could find in US for it started at 11000 dollars.
For sure. But now imagine your disabled and on disability income, where you get payed 1k a month and are living in poverty.
If you’re disabled and on disability income, it will absolutely not cost you 800 euro. You will be put in front of the queue for the free one. That’s why I, able bodied working person with slightly above median income, had to wait. And I think it’s as fair of a system that is possible under the circumstances.
That’s not how it works in my country. Great that that’s how your country works. The vast majority of those with universal healthcare don’t work like that.
I used to work for a disability advocacy organisation so I can assure you that.
For every case of a disabled persion on benefits having to wait 1.5 years for a non-urgent operation because they can’t afford private healthcare, there are a million of cases of people who get a common problem like Diabetes or Cardio-Vascular problems and get treated for free (down to getting the medicine for free, which for a person below the poverty line will be true even for the worst countries) rather than suddenly being faced with an extra monthly bill for medicine (which would be a massive hit for those poor people you cosplay as caring about for the sake of argument) or a massive bill for urgent surgery.
(Which reminds me: one thing that will NEVER happen in one of those countries, unlike in the US, is when one ends up in the emergency ward and requires an expensive treatment to save their life, they won’t get a massive bill at the end)
Oh, and even if you pay out of pocket for medicine, it’s way cheaper in those countries than the US, as governments have used their leverage to limit what Pharmaceutial companies can charge, unlike in the US.
The healthcare risks for the average individual in countries with Universal Healthcare aren’t even in the same universe as in the US.
You’re vastly underestimating the number of disabled and poor people and you’re vastly overestimating the number of things that are covered.
I get your proud of your country or your system or whatever, but please don’t minimise the experience of already marginalised groups.
