You don’t use the person’s name every time when you’re talking about them in their presence. If I’m with my friends Mark and Fergus, and I’m telling Mark a story about something that happened to me and Fergus earlier that day, I’m going to use “he” or “his” to refer to Fergus a lot.
“Can’t believe how close we came to an accident on the way here. We were walking past a building with some scaffolding on it, and a brick just about hit me on the head. Fergus was looking up at the site anyway because his company is advertising on the site, so he saw it fall and stopped me just on time.”
You don’t use the person’s name every time when you’re talking about them in their presence.
Those who appreciate polite behaviour do.
“Can’t believe how close we came to an accident on the way here. We were walking past a building with some scaffolding on it, and a brick just about hit me on the head. Fergus was looking up at the site anyway because Fergus’s company is advertising on the site, so Fergus saw it fall and stopped me just on time.”
Nobody talks like this