Typically they will want collateral such as your home for a large loan.
You know the great majority of people don’t have any such collateral, right? Holy privilege, dude
Own outright? Or have a mortgage?
Even if, hypothetically, 65% of people owned their homes outright, that’s still over a third of the population who can’t even consider getting a loan like you described.
And for those that COULD, they’re betting their entire life on it. People with money can afford to take risks. It’s not an even playing field, at all.
but the workers could do it if they wanted
Yeah, and a third party candidate could be voted into every seat and the presidency, but it’s so stacked against it occurring, it’s effectively impossible.
The state of the economy today is what’s stopping a vast majority of people from doing so. You can open a coffee shop and survive, but you could never compete against Starbucks. You would not even dent their bottom line. You would need hundreds of millions of dollars to realistically compete. Capitalism has brought us to a point where a majority of folks need to sell their idea to investors, further separating most workers from the value of their work.
Edit: I’m really tired of the naive and childish defenses most people put up for capitalism. “Nothing is stopping you.” Yeah and “nothing” is stopping a transgender women from becoming our next president by the same definition of “nothing”. Might as well say nothing is stopping you from passing through walls as quantum mechanics says it’s possible.
You seem to think to compete, you have to grow larger.
You need to at least meet inflation, if not outpace it. Moreover, you’re not competing if you aren’t actually trying to battle. Competition breeds innovation. If you do not compete and do not get better or try to improve, society would degrade and regress. Come on. Before you respond next time, just think about what the consequence of what you’re saying is before.you actually hit the button. It saves us a lot of time.
Dutch brothers by revenue is essentially a drive through energy drink stand, not a coffee company and Peet’s is owned by a holding company that got rich off of Nazi work camp labor.
I don’t have access to the same network of third world slaves that Starbucks does.
You clearly know nothing of the coffee industry. Don’t speak on a topic if you literally know nothing. Third wave coffee exists because of the inherent abuse of the workers who actually harvest coffee. That you’re so naive to even think that the person behind the counter is the end of who is part of Starbucks is shockingly sad considering how much you’re trying to fight for something that is dependent on you needing a much better understanding of what you’re talking about.
What do you think coffee is? Do you think people with colored hair just magically conjure coffee out of the ether?
You do realize that coffee beans grow in the tropics… right?
They aren’t growin em in fuckin Seattle.