Yeah for sure. I think the right play is to have accident, hospital, and critical illness insurance from someplace like Aflac to cover those.
I still work. I just don’t play the health insurance coverage game.
Personally I own my own business, an LLC taxed as an S-Corp, and do software dev work through that paying myself a minimal W-2 wage.
But my point is that you can leave a job without worrying about losing health insurance coverage.
That’s a pretty privileged take. If someone leaves or gets fired they still need to pay for health insurance either on the public market or using COBRA. All of this is due to the fact that health insurance is directly tied to employment as it isn’t funded by taxes.
https://www.bankrate.com/banking/savings/savings-account-average-balance/