4 points
I agree there should only be two categories, but I think “birth lottery” should be a subset of “dumb luck,” not the other way around.
1 point
I cannot think of many dumb people who got rich by themselves. Unless they win the actual lottery instead of the birth lottery
3 points
*
Unless they win the actual lottery
Not only overwhelming most of lotteries winnings, while looking good to us bareass paupers, are pittance compared to wealth of people who are rich, but also people winning lotteries lack the foundations rich need to remains rich (second chart) and usually lose everything pretty fast.
7 points
*