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2 points

Quite the contrary

I have all of these things. I just wish i didn’t need them in the first place. Not sure how my comment made you think that.

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0 points

So by saying you need them you are saying they’re not a scam

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3 points

I need them because if I don’t have car insurance for example i get a fine. I need health insurance otherwise i have to pay out the ass. 2 stupid things made by some money hungry old fuckers that just want to collect even more money. This is just 2 examples of all kinds of insurance. The whole system is in place to make the rich richer for something meaningless.

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1 point

Maybe they think the american vesrion is a scam. I think most of these work in other parts of the world

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