I personally am fine with this.
Good, people are fucking stupid and if it effects others it’s often better to choose the security for them!
Yup. I’m actually a bit baffled by how much negativity/misinformation there’s around 2FA even in a place like this, which should naturally have a more technically inclined userbase.
I dislike MFA because it creates a risk of losing access to my account. I can back up my passwords; I can’t back up a hardware device.
Normally you get a handful of recovery codes when you set up 2FA. If not, you can just create a backup of the QR-Code or secret when setting up 2FA and store it in a safe location. And even if all that fails there’s usually a way to recover an account by going through support.
Although I wouldn’t recommend it, there’s also 2FA apps out there that have cloud-sync.
A hardware device is a physical key. Its no different than backing up your home key. Get two keys and copy them. Keep one on you, and the other in a safe somewhere in case you lose the first.