cross-posted from: https://lemm.ee/post/53805638

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5 points

Since before bitcoin we’ve had Faster Payments in UK. I can transfer money directly to anyone else’s bank account and it’s effectively instant. It’s also free. Venmo and cashapp don’t serve a purpose here.

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3 points

Same in NL most (all?) banks here have an app that lets you transfer money near instantly, create payment requests, execute payments for online orders by scanning a code, etc. It’s great I think.

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