They do if they have no savings and the payments are more than any income they are getting. It’s better to quickly sell before the fees start for non payment. There are also options to put your home on forbearance while it’s on the market so the homeowner could have done that immediately to prevent the house being repossessed.

When you see moving to a smaller house is inevitable, it might not be worth it to delay for some additional months. Better preserve the savings so they last longer. When your economy goes south, better start more economical life right away.

So, basically we know it’s a falsehood because it’s plausible. Saying something plausible is precisely what a liar would do!

I don’t understand why so many people are eager to (metaphorically) scream “FAKE!!!” at every story (that isn’t highly unlikely) told on the internet. Sure, maybe, but does it even matter? Odds are good something like this did happen somewhere.