USD “per year” prices:
The Essential plan is increasing from $60 to $80.
Extra increasing from $100 to $135.
Premium increasing from $120 to $160.
You could get literally any current generation card, or even a previous gen card, and not only will it last 4-5 years, you probably won’t even have to lower settings over time. Big leaps in graphics aren’t happening like they used to. The only new tech that came out between getting my GPU and now is raytracing. Pretty much every brand new game still defaults to Ultra settings, and I get pretty and high fps in everything I can throw at it, save for a few games that perform horribly on everything (like ARMA 3).
Gotta agree at least to a degree, in the current market 4-5 years feels less ambitious than in the past, at least in terms of staying within official minimum requirements. Elden Ring released in 2022 with a minimum requirement of an NVidia 1060… That card released around 2016.
4-5 years puts you at the end of the gen, there’s no way something like a used 6700XT doesn’t stay within minimums for that period (it’s probably overshooting it by quite a bit) and it leaves you like 500 bucks for the rest of the computer in that example 850 budget, which is more than enough. It can be done.