Outlaw all landlords
With an absence of landlords, buying an apartment unit like a condo would be how that works.
But what if I don’t have money for an apartment or don’t want to commit myself to one?
If rent was just paying for the costs of utilities, insurance, taxes, general upkeep costs, and the mortgage for my unit I’d have no problem with it. When corporations start sucking up money to line the pockets of investors it becomes a problem.
would you like to get back all the money you spent on a rental property when you move out?
I would like to sure, but I don’t think that’s reasonable. Why would I get my money back?
That doesn’t make any sense. Are you connecting mortgage payments to “getting money back” or something?
In a non private ownership situation the government “owns” the housing and citizens contribute via taxes. (Scaled to their ability/income) No argument on the validity of that approach, just saying someone still “owns” everything, and the money spent isn’t just sitting around, waiting to come back