I was having this conversation with a friend and we both got some useful ideas from each other (cancelling various underused subscription services, making use of libraries, more home vege gardening etc) - curious to know what else people are trying.
Wife and I changed our mind about having kids.
Sucks, but understandable. I know a couple with a kid and they’re cutting back and taking on debt just to stay above water. My buddy said he’s looking at taking on a second job to make ends meet.
It’s wild to think that a couple decades ago it wasn’t unheard of for one person to be the sole breadwinner for two families.