That’s a fair point. I just wanted to highlight that there may be cases where a password manager isn’t automatically protected by 2FA by the two factors you mentioned (The password you know and the copy of the vault) since in the case of bitwarden fulfilling one can give you the second. In order to actually achieve 2FA in this case, you would need to enable OTPs.
Certainly fair.
And yeah, I personally use Bitwarden with 2FA on the Bitwarden account, but don’t store any 2FA tokens in Bitwarden, handling them all separately. Don’t want all the eggs in one basket.
Though given I have fingerprint access on phone and computer for bitwarden, i suppose that one basket is my finger. But if someone is taking my finger, I’ve got more immediate concerns than my passwords.