No, and yet Steam is still winning. Game Pass can be a sick deal but many still prefer paying just a little more on a Steam Sale to own a game forever.
I do use steam so please don’t misunderstand this as bashing, but you don’t own anything on steam either. You rent it for life and access can legally be withdrawn if you act against the TOS. If you’re looking to buy games GOG is the only real option I know of.
I had no issues with GamePass for years and was like this isn’t as bad as people say. Then out of the blue I started getting the Download Gaming Services error and wasn’t able to play anything. Looked it up and this has been an issue for years. I tried all the solutions I could find and ended up just canceling my GamePass and haven’t used it since.
This is one of the reasons I don’t use GamePass, because it all goes through the crappy Microsoft Store which always gives me weird download errors, and when trying to research the issue it just leads to nothing that works.
God forbid you reinstall Windows and have your GamePass games on another drive. It won’t let you re-use that partition because the games folder is “owned by someone else” even when you’re signed into the same Microsoft account, and it won’t let you delete it because its protected by Windows… You either have to nuke the whole partition, delete it from Linux, or go through the whole take-ownership ritual which is buggy at best.