It’s nice yeah but honestly it doesn’t have the staying power like ps plus. Meaning I see games rotate out much more frequently on game pass than ps plus, and I own a series s and ps5 and have subs for both. The games PlayStation gets are frequently better quality than Xbox in ps plus extra than gamepass and gamepass is also filled to the brim with garbage low effort indie games. If your only need for gamepass is Microsoft’s games then sure, but I would bet my ps plus library has much more monetary value. Also if you’re buying a console through payments then maybe you need to take a step back and understand your financial priorities.