3 points
Pay off over 15 years if you can or you’ll pay about double the total value just from interest.
2 points
I do like that theory. Unfortunately my wallet disagrees with it. Thankfully we’ve locked it in for 2.2% for 20 year, and semi-realistically we should be able to pay it off before that runs out. But the official period is 30 years, since that’s the legal maximum.
1 point
