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7 points

That doesn’t really make sense either. Why would a high amount of debt relative to income be a good thing? How does it indicate a person is more likely or capable of paying off a loan? If anything it means the opposite.

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5 points

Because it’s a racket

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3 points

A high amount of debt to income is absolutely a bad thing, both in life and for your credit score

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-5 points

Lol 5hey want u to carry a higher balance. It’s not that hard.

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