These US healthcare systems are effectively scams. Yes in theory they can save you money, however in theory there is no difference between theory and practice, while in practice there is.
2 points
I’m not saying we have a good system. I mean a better system would be to write off medical expenses when you file your taxes after the end of the year rather than this awkward in-advance thing. I’m just saying that FSAs are not a scam in that they’re intentionally designed to fleece you. The whole system sucks.
