isn’t it like a debit card with extra steps? at a store I mean

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1 point

Checks work for situations where you know and trust the customer, and can do things like have their CC on file. Less so for situations like casual retail or trade shows.

I thought credit card processing agreements tend to forbid charging an extra fee for using a credit card. Maybe that’s changed, idk.

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3 points

See my edit, and you are very far behind. Years ago VISA and MC (at least) specifically made it legal to pass along fees. A short internet search should confirm this for you.

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3 points

Yes, I did look it up. It’s more complex than that, though.

This site sums it up: https://www.lendingtree.com/credit-cards/articles/surcharges-and-convenience-fees/

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good for you, my practices have been well vetted, so I’m not wasting my time reading it.

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