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The numbers will determine your fate(lemmy.world)

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The Picard Maneuver@lemmy.world
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BarrelAgedBoredom@lemm.ee
9 points
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The terms of a loan boil down to “we’ll give you x, pay it back plus interest in y amount of time”. How do you stretch something with a legally binding predetermined end out indefinitely without hurting your score or financial wellbeing?

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NegativeInf@lemmy.world
5 points

Take out a personal loan for the balance?

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BarrelAgedBoredom@lemm.ee
4 points

Isn’t that just kind of burning money at that point, i.e. harming your financial wellbeing? Also, aren’t personal loans seen as “bad” for credit score purposes? I had to take one out a few years back and my score dropped like 45 points within the week

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