AKA “surprisingly, oligopolies are there to make money and care about their customers just enough not to pee on their faces while someone else is looking”.

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3 points

Exactly, and everything is automated so a percentage of my paycheck gets automatically sorted into each one. It’s great.

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4 points

grr, I hate you guys. You make me feel so disorganized! Why hadn’t I thought of this type of thing?

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7 points
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It’s mostly out of laziness! I’m a big fan of “set it and forget it” approaches to life. It also helps keep track of finances and prevents splurges you can’t afford. If I have $300 in my “travel” account, I’m not going to go on a $1500 trip.

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