Very weird that I am so old and have literally never heard this mentioned in a TV show or book or movie or anything.

In four out of five states, if you go to prison, you are literally paying for the time you spend there.

As you can guess, this results in crippling debt as soon as you’re released.

The county gets back a fraction of what they hold over your head the rest of your life until you commit suicide(or die naturally and peacefully with the sword of damocles hanging over your head).

$20-$80 a day according to Rutgers.

Counties apparently sue people and employ wage garnishment to get back the money that majority of people obviously cannot pay back.

https://www.rutgers.edu/news/states-unfairly-burdening-incarcerated-people-pay-stay-fees

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-30 points

just declare bankruptcy

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69 points

Absolutely, I mean I’m already a felon, what’s one more barrier to credit and gainful employment?

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15 points

Bankruptcy isn’t a bad option if you don’t have any credit or have bad credit already. You can turn things around in a couple of months. Also I am unaware of employers performing a credit check as a basis for employment.

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12 points

Depends on the company. Background checks can include credit checks. Any job with money or security clearance will check credit and large employers sometimes do as well.

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7 points
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2 points

You’ve chosen your username well.

https://www.nerdwallet.com/article/finance/credit-score-employer-checking

Felonies also don’t help with getting a job. https://www.prisonpolicy.org/blog/2022/02/08/employment/

Bankruptcy, without a lawyer is not just a couple months. https://www.forbes.com/advisor/credit-score/bankruptcy-on-credit-report/

Also another place where credit can affect your chances is housing https://www.businessinsider.com/personal-finance/credit-score-needed-to-rent-apartment?op=1

And when it’s that bad you can just move into a relatives house right? https://www.repository.law.indiana.edu/cgi/viewcontent.cgi?article=11290&context=ilj

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1 point

I interned at a bank and they do a credit check as a standard step for hiring someone. I also overheard HR at that bank talking about how they should stop running credit checks before hiring people because they can’t use the info from that for anything and it just costs money to run the credit check

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26 points
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38 points
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9 points

Bankruptcy without a lawyer, a permanent address and transportation to the courts is a serious hurdle. People rotating out of prison are already at a disadvantage. My point is they shouldn’t be in debt when they leave prison in the first place. The whole point is that they paid their debt to society.

This isn’t, oh shit I’m in over my head in a cornerstore, restaurant, family warehouse, what have you. It’s very tone-deaf to not address the elephant in the room of these people entering society at a grave disadvantage.

The services below should not be necessary for every person incarcerated by the state. The system is broken.

https://legalbeagle.com/5666136-file-bankruptcy-prison.html

https://library.nclc.org/article/bankruptcys-role-alleviating-criminal-justice-debt-0

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7 points

So felons can do that, but students can’t with crushing loans. Cool

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1 point

cool and normal

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-1 points

I wish i knew why you were being downvoted but nobody offered a counter point. Bankrupcy seems like a logical solution for this situation.

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1 point

I hope kbin never federates downvotes because I couldn’t care less

but it’s probably people who got scammed with student loans they can’t discharge with bankruptcy.

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0 points

great solution

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