I don’t know if this is true, but I’ve heard Visa and other card compabies can sometimes be expensive and difficult to small businesses. Is there something else one could use that’s not cash that would be better?

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3 points

I like this take. Payment processors provide a service to both customers and businesses and should get paid, but, the MBA crowd never stops short of anything they COULD get, so they gamify consumers (rewards) and threaten business (nice revenue stream, would be shame if anything happened to it). As a layman l, that’s how I see it. Someone in biz can probably give better detail.

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