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Wouldn’t the phone have to have your fingerprint stored in order to compare it to the one scanned?

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Yes, the phone does, but that data is protected in the hardware and never sent to the software, the hardware basically just sends ok / not ok. It’s not impossible to hack in theory, nothing is, but it would be a very major security exploit in itself that would deserve a bunch of articles on it’s own. And would likely be device specific vulnerability, not something an app just does wherever installed.

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Pretty sure this is not true. That’s how apple’s fingerprint scanners work. On android the fingerprint data is stored either in the tpm or a part of the storage encrypted by it.

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Yeah, so the app never sees it. What are you disagreeing with?

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