Not mine but this is actually what I did too.

I said I plan to charge back on my credit card. They threatened that if I did that, they can’t promise my account wouldnt be flagged.

I said “bet” and they removed the cancellation fee and cancelled the service.

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2 points

Can’t like, both banks involved 100% see the transaction tho? That’s different from Monero where no one knows that

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4 points
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You can only revert a transaction if it leaves a paper trail.

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1 point

Maybe I’m too dumb for this, but doesn’t it very much leave a trail? Enough for one party to at least go to their bank in a fake panic saying “help I accidentally sent money to this person please revert this”. Note that hasn’t ever happened to me or anyone I know so dunno if its even possible

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2 points

Yes, they leave a trail. That’s why you can revert them, because the banks know that the transaction actually happened and how much it was for.

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