At the risk of defending the guy with the bad take, op can afford shelter and food. Op can’t afford shelter and food and 1000 dollars of loan payments per month.
The 1000 dollars of loan payments per month shouldn’t be a thing, is part of my point. It wasn’t a thing 15 years ago when the person with the bad take got their “entry level job”, and it shouldn’t be a thing now. People should be able to get a college education without having to put themselves into financial ruin.