No no, I am perfectly capable and have many months worth of expenses saved, thanks. Just that there are perfectly good reasons to prefer a higher frequency.

I still prefer higher frequency, because it means I earn more interest, and can invest money earlier, also. And yes, also (not me, but others) people might have been unemployed prior to getting work, and waiting a month to get your first payment would be quite challenging.

You’re giving off “everyone other than me is stupid” vibes, in which case this rule definitely applies:

If you think everyone else is an arsehole, it’s probably you who are the arsehole.

Not sure why your preference for monthly payments means there must be no other valid reasons for people do have a different opinion… Jesus.