Not your problem… until the hosting provider publishes a press release about some recent fire or flooding in the data center that “only impacted less than 1% of our customers”… and you turn out to be among them.
For “super important” stuff, I keep closer to 10 copies spread around in different places. Normal stuff is 321, and everything else is temporary.
I have. Both server and backup lost, and all I got was a complimentary 1 free month. Not a fun time uploading everything again from the single local copy.
Now something similar is going on with Google for Business, where they’ve switched from “unlimited storage” to “actually, $300/10TB/month”. Like that’s going to happen (there are $100/100TB/month bare metal out there), but now I have to decide what to delete, what to keep, and what to downgrade from 321, to “temporary” single copy.
Until the backups don’t work.
Untested backups can hold all sorts of surprises.
Sadly, testing backups is a lot of work and is rarely done.
Deja Dup has a nice feature in that every once in a while is spawns and verifies that the backup is retrievable