Banking apps seem to be a motif among things that donāt play well with privacy ROMs. My bankās website does everything I could want out of it. I think I might be ignorant to something.
- What about banking apps is especially compelling?
- How often do banks put must-have features behind an app?
- And should I be concerned that banks might move away from offering services through browsers?
They are important.
I need to use them on the go so itās a must have.
Things you canāt do with the website:
- Login with biometrics. Wants password and 2fa each time. As it should, but it gets tedious, especially when I want to confirm online payments (which need to be confirmed inside the interface after you login).
- No contactless payments. You can enroll a card into Google Pay but fuck Google, I donāt want them seeing what I buy.
- No notifications, hope the bank is willing to send SMS instead.
- Bit more tedious to send money to someone because the website canāt look up contacts by name, have to look them up separately and copy the phone number over.
NFC payments
Works fine on lineage os
Iāve never used a mobile banking app. Been using smartphones since they became generally available. I donāt need any payment apps and I generally donāt do anything important on my cellphone except for communications.
Usually not worth it, the website usually has everything.
Iāve been surprised by how many banking apps Iāve seen that donāt require safteynet or google services (I thought basically all of them would require it). Some banks websites donāt work very well on mobile, so thatās some peoples reasoning.
