Yeah I’m getting real sick of that. They should be paying out - and holding big polluters responsible. Their entire industry is failing because of another industry. We should be seeing Geico suing Shell.
God created the universe(unless im missing a religion where gods didnt create the universe), which lead to humans, which lead global warming
God is basically as responsible for global warming as humans are if you ignore everything between “the universe is created” and “global warming”
Also, missed opportunity for an oil company to name themselves “God”
Going by that argument though, then EVERYTHING is an indirect act of God.
Bullet wound? Clearly it was God’s will, for ordering the universe in such a way that an individual was armed at that point in time to cause you harm.
Cancer? God willed the carcinoma onto your skin.
Maybe it’s just Argumentum ad absurdum, but insurance companies are basically arguing against their own existence.
When I arrived again in Australia, floods happened again—hm, maybe I’m the problem—anyway! Insurance companies were trying to get out of payments by saying flood damage was covered as a result of flooding from rain. And yes, rain obviously caused the flooding, but the rain occured up on mountains which then flowed down and flooded areas below.
The government regulators got onto it straight away.
The final attempt argument was something like “The insurances cover water coming from above, not below.”
Regulators didn’t have a bar of it. Insurance companies had to do—get this—insurance.
Everyone was happy except for insurance companies and the people that lost their homes and got financially held up for over a year as the insurance companies tried to find any leftover money for payouts because the rest was in funds. Of course.
The meme has a fair point, but its not my gripe with the insurance industry. Im of the opinion that the managers for collective risk products should not be for-profit organizations.
In the US, if a hypothetical agency or one of those weird orgs like the postal service ran national insurance they would not be as profit driven and their proximity to other governennt bodies would push much needed regulations forward.
Can we take them for court for this and force them to prove God exists. Since they can’t it forces them to cover it…
They don’t usually dodge by claiming act of God.
It’s more like cutting estimates by 90% and threatening adjuster jobs if they don’t.
https://www.cbsnews.com/news/florida-family-hurricane-ian-insurance-payout-accusations-60-minutes/
