Depending on where you’re based, you’ll find PayPal’s new data-sharing option under a different name. Remember, you may not see this at all if you’re based in a country that doesn’t allow it.

If you’re in the US, you should head to your profile Settings and tap on Data & privacy. Under Manage shared info, click on Personalized shopping. You should see the option enabled by default. Toggle off the button at the right to opt-out.

If you are in the UK like me, you’ll see something different after you head to your profile Settings and tap on Data & privacy.

Under Manage your privacy settings, here you’ll see an Interest-based marketing tab – click on it. At this point, two options will appear: Interest-based marketing on PayPal and Internet-based marketing on your accounts. You have to tap on each of these and toggle off the button at the right to opt-out. These instructions can also apply if you’re based in the EU.

121 points

In the EU this kind of automatic opting-in to marketing/data sharing is against the GDPR as it requires explicit consent from user/customer. I’m in the EU and have those settings but they were both toggled off, as expected.

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65 points

UK here and they are turned on.

Thanks a lot, Brexit :(

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39 points

they are turned on

Ooh, violate my privacy, daddy.

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12 points

Even if the UK is not in the EU the GDPR still applies there, just the version it got while it was in the EU tho, no revisions

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2 points

UK but mine were off ¯_(ツ)_/¯

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15 points

Spain here, and both were turned on by default. Had to deactivate.

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10 points

Same in Germany

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8 points

Just checked it on three different accounts (germany) and each one had those two options turned on.

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2 points

Mine was already opted-out.

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15 points

Also based in the EU, and mine were turned on

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6 points

Can you report that somewhere?

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3 points

I assume so, but I’m not sure where. I’ll have to Google it later

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13 points

Ireland here, so EU, and both were turned on.

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1 point

Is your account location set in GB?
Mine is in Germany and opted out. But I think remembering that there was already a post quite some time ago about the same thing.

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1 point

Address is Ireland. No location set in the location section (under name in profile section), but my address is clearly set.

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13 points

Remember, you may not see this at all if you’re based in a country that doesn’t allow it.

OP mentioned this

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5 points

What if I told you this option doesn’t actually get respected?

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9 points

Then, hopefully, PayPal can look forward to spending at the very least 2% of their worldwide revenue to pay fines.

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4 points

Thanks, i was thinking id need to go check them later today and that it was kinda illegal. Now i can be rest assured its fiiine

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77 points

Starting early summer 2025, we’ll be building more personal experiences for you.

Let’s just keep it professional Fintech. Thanks for the post OP.

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45 points

In the app, under Data and Privacy:

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33 points

Yep, they turned it on by default. It looks like you have until Nov 27th to turn it off before they share your data.

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1 point

Let us share products, offers and rewards you might like to help stores personalize your shopping.

This sentence is a masterpiece of omission.

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44 points

Confirmed this was enabled in my account. Fuckers. Also check out your search privacy settings in your PayPal account too. Also sharing info by default.

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32 points

Ah so now they’re a poor steward of my data as well as my money?

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22 points
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Yea, paypal is bad news all around

I guess most people don’t know most banks have electronic funds transfer, or virtual credit cards, etc.

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13 points
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Deleted by creator
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4 points

Ye, i dont know how it is worldwide but here in west europe paying online with your bank is just like paying with paypal. The only advantages paypal has over my bank is its return policy and it technically not directly linking the purchase with my personal info.
I havent used paypal in a while tbh…

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3 points
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In the US, you typically have to type in your debit/ credit card’s info (the 16-digit number, the 3-digit security code, the cardholder’s name, and the billing address on file with the bank) on a website in order to purchase something unless you’re using PayPal, Google Pay, or something similar to that that the website supports. If you’re using any of those, a pop-up usually opens asking for login info, then you select a card or bank account to use for the purchase.

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3 points

I know about all of those. But so many websites only accept PayPal - especially small businesses. There’s a bunch of regulatory hurdles a website doesn’t have to worry about if they just have PayPal take care of everything related to payment.

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