Up to now I enter receipts by hand into a spreadsheet and cross-reference everything to my bank statements. Is there a Linux program that’ll let me download a bank statement and then intelligently categorize different entries on my bank statement? Or allow me to manually categorize entries? No spyware or intrusive software.
Here are your choices to try out yourself and see if they can do what you need:
- GnuCash (distro support, flatpak)
- HomeBank (distro support)
- KMyMoney (distro support, appimage, flatpak)
- ActualBudget ( https://actualbudget.org/ , appimage, flatpak)
- Denaro (the newest on the block with modern UI, flatpak)
And for Android:
- IvyWallet
We use KMyMoney for all our stuff for years now. Very happy with it! It came in very useful when we were considering some big purchases to figure out what we could afford.
It can read Quicken files which most banks support. Those have account numbers inside them, so KMyMoney will automatically recognize which account it should go into if you set enter those numbers when setting up the account in KMyMoney in the first place. Some banks only allow you to export to CSV which is a bit more cumbersome, but KMyMoney supports that too.
It will intelligently categorize statement entries too. If you’ve set a particular entry as belonging to a certain category once, it will remember that for the next time you import a statement. Then you just confirm.
Those categories are very handy when making the reports to see our spending and income patterns.
Anyway, I highly recommend it.
I’ve been using Homebank for years now and I’m very happy with it. Download transaction data from your bank in QuickBooks format and import it into homebank. Then, you can create auto-categorizing rules for all those recurring purchases, and manually assign a category to the other transactions. I do this every month and it now takes 10-15min max to go through all my transactions and check/categorize everything, and see some nice customizable charts of where my money’s going.
GNU Cash may satisfy at least some of your requirements.
I heard ActualBudget can do this, but less a software but a server.
If you are not indimidated by selfhosting, then definitely give Firefly III a try.
