Hi! What alternatives are there to Google Wallet? I am only looking for a secure app that allows me to pay with my phone instead of a card, I do not really care about the rest of functionality
First - I use cash in the absolute majority of situations. Control and privacy are absolutely worth it. Second - don’t banks usually have their own payment system anyway? At least mine doesn’t have functionality tied to Google services (to acommodate Chinaphones that come without such, but accidentally acommodating Graphene, Lineage and others as well).
You could set up some kind of NFC reader or dummy phone at home and then essentially wire its communication through the internet to your other phone and then have it Read a credit card that you leave on the reader at home. Although this is a little sketch.
I know this won’t resonate with people but gonna plant the seed anyway:
CASH MONEY, BABY
the OG privacy means of payment.
Lol… One of the few things the Germans are actually doing right IMHO
Paying 3% fee and getting spied on ain’t worth the convenience
Once cash is dead they will increasing the fee… That’s how streaming works once physical media market was gutted.
Why invite any middleman into your transactions to spy on you at all? Tapping a credit card is the easiest thing to do.
Strapping a card to the back of your phone is really the easiest alternative.
I had an objection to google pay for a while, and discovered Barclaycard (credit card in the uk) use an app which would act as a replacement for google pay. Worked perfectly. Of course then I found out how terrible barclays bank is for the environment, so I tap my co-op credit card now. Interestingly, google pay takes nothing when you use them to buy stuff, Applepay grab 0.25% as a transaction fee. Makes them billions per year, and the cost is shared by all of us.