57 points

I find it interesting that during the mortgage crisis, banks couldn’t wait to unload the housing they were left with at fire sale prices, and now investment firms are overpaying to monopolize the housing supply.

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85 points
*

It certainly doesn’t help that it’s literally illegal to build enough housing across the vast majority of urban land (at least in the US and Canada). Nothing like good ol’ fashioned manufactured scarcity to guarantee line keeps on going up.

It’s the mother of all regulatory capture, where our local governments (who are supposed to represent the needs of the people) have passed so many frickin laws to systematically manufacture and maintain the artificial scarcity of housing that keeps these ghouls’ investments so wildly profitable. Restrictive zoning that makes townhouses and duplexes literally illegal? Check. Arbitrary and pseudoscientific parking minimums? Check. Setback requirements so everyone is legally required to have a massive resource-consuming, space-wasting front lawn whether they want it or not? Check.

Utter insanity.

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34 points

Yes! It’s also refreshing to see you mention parking minimums. It’s like everyone is blind to the sheer amount of parking lots everywhere taking up so much space.

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20 points

Parking lots that are only close to full on Black Friday and Christmas Eve.

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26 points

A friend of mine wants to build a small house on land he legally owns, but he’s forbidden by municipality law unless it’s a luxury home.

It’s dumb. He owns the property, but he doesn’t have the money to build a luxury house. Why can’t he build a small house?

I guess not dedicating your life to pay off your house is illegal.

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15 points

The crazy thing about the whole situation is it’s like the ONE time that the solution is actually deregulation and stronger property rights, but it’s also the ONE time libertarians WANT heavy regulations, weak property rights, and big daddy government interfering in your personal life.

I feel like I’m in bizarro world.

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6 points

What makes a luxury home different from any other home?

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19 points

land he legally owns

Well the thing is he doesn’t really own it. He owns the right to use it, and that right is extremely limited. You really can’t say you own land when:

  1. Men with guns will kick you off the land if you stop paying your rent property taxes.
  2. The rights you do have over the land can be removed if the community decides they have a better use for it.
  3. Someone else might own the rights to resources on the land like minerals, oil, or water.
  4. Any substantial improvements or change of use must be approved by the local government.
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4 points

Because your friend has a zoning board and they don’t vote.

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14 points

Imagine legally forcing everyone’s house to look the same. Seriously lawn laws in are so bonkers yet nobody bat’s an eye at them.

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10 points

True Freedom™ is when the government forces every single person to have identical, ugly-ass front lawns for completely arbitrary aesthetic reasons, clearly /s

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9 points

It honestly amazes me how Americans warship freedom while they don’t use it at all and shame people for being free

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3 points

Except this is because of zoning and zoning exists because of racism.

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11 points

I think Zach Wilson would be doing something else with the single mom

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5 points

There’s only 12 people on Lemmy who will get this joke which is a shame, because it’s fantastic

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-2 points

I just want to know what Zach’s mom is doing these days.

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108 points

Meanwhile if BlackRock became insolvent, the government would bail them out

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-21 points

Ummmm let them have it. They are overpaying anyways.

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25 points

That doesn’t matter. Once corporations own enough of the housing market, they can literally sit on them and never sell. Then people will be forced to rent at whatever prices they want to charge. Initial high cost will be offset quickly by forever rents.

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0 points

I used to think this way, but after being a home owner, a home is a depreciating value. Couple that with home repairs, bad renters, high taxes, and general business operations cost. Initial overpayment for a home will not let you pay return.

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9 points

this guy just knows there’s a lot of cocaine out there and it’s against market principles to let it go to waste

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