On every single professional sports game I’ve ever seen, every single show, every single channel. Isn’t this our fucking money you’re meant to give out should, god forbid, something happen?

Why is it even legal to do this? Blowing this money on CONSTANT, DUMB fucking little fucking cutesy fucking skits, not even trying to fucking pitch anything anymore, just burning money on TV and laughing at us while the fucking lemur does epic bants. it makes me so fucking sick, these people should be chained in the dungeons for the rest of their lives.

It’s illegal to not have car insurance so why the fuck do they think we need to see this constant fucking microwaved vomit fucking garbage every fucking second every fucking show every fucking channel??

thank you

115 points
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17 points

If my doctor told me that my situation now is up to god, I’d change doctor immediately and report them to the national doctors association in my country.

Hope you and your wife make the best of it nonetheless. So extreme listening to people who can’t demand or have the right to be treated for their issues!

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7 points
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82 points

Because they make more money that way.

In order to stop them, you’d need a large percentage of customers go out of their way to purchase policies from companies with the lowest advertising budgets.

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69 points
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In order to stop them, you’d need a large percentage of customers go out of their way to purchase policies from companies with the lowest advertising budgets.

Or we’d need to recognize incorporation as the social contract that it was supposed to be, and start demanding public benefits in exchange for the companies being granted those privileges.

Merely restricting advertising is thinking extremely small compared to what they owe us, but hey, might as well throw it on the list anyway.

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1 point

Fascinating read. what would be the economical impact if this was to return as charters with limited power and duration?

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4 points

More public funding, less corporate interference in our government’s processes. We might actually find that Congress and state legislators listen to their constituents instead of conflicting corporate interests.

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16 points

to purchase policies from companies with the lowest advertising budgets.

This was basically my grandfather’s modus operandi. He wouldn’t buy anything he saw in an ad. Dude was a nuclear physicist, so maybe he was on to something.

And while it’d be pretty hard to do that today, I always try and keep it in mind when I buy stuff. I ask myself if I feel like I’m being pressured to buy something, and to try to always be willing to walk away without buying. You can always decide later, and buy it then.

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9 points

Bought a bottle of scotch once that said “The greatest advertisement is a quality product.” I would have to agree.

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6 points

The funny thing is that was the advertisement

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1 point
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7 points

Dude was a nuclear physicist, so maybe he was on to something.

Let’s not go attributing success in one area as relevant to being smart in another, unrelated area, even when they’re right. I prefer the other guy who worked in the industry agreeing rather than a nuclear physicist. Unless nuclear physicists typically get their degree by researching the insurance industry and their quality in relationship to advertisement budgets.

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2 points

I am not a nuclear physicist but have also been practicing that concept. Show me an ad that I don’t want to see? I Boycott.

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63 points

This is one of a thousand reasons why the entire insurance industry should be burnt to the ground

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19 points

Surely they would be insured for that though?

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5 points

They’d just find a way to make us pay for it.

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6 points

Unrelated, but I saw an ad for a cremation company on the TV the other day. They said they had a 4.5 rating on trustpilot, and I spent too long wondering who left those reviews…

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5 points

It should just be public. One big insurance company that covers everyone under one set of rules, with zero ad budget and total transparency to voters. Not a private company that can deny coverage and run off with profits. Not an elective product that only high risk people will get. Not a hassle that you have to sign up for and pay bills on. Just built into our taxes and public institutions. Period.

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3 points
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45 points

Car insurance ads are bad, but health insurance ads are worse. Every time I see one I wonder whose treatment got denied to pay for it.

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13 points
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It’s worse than that even. Most of those ads are for “Medicare Advantage,” a criminal scam that Congressional members of a particular political persuasion cooked up to allow corporations to be a middleman between you and your Medicare benefits. When clueless people call and sign up because they think they’re going to get free money, they end up getting fucked out of as much of their benefits as the company can extract, up to 20% according to the rules, but who pays attention to if they play by the rules? You probably guessed it. Oh and just as a cherry on top, once you sign up, you can’t change your mind and go back, you’re off Medicare for good.

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10 points
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Car insurance ads are vastly better for people, for the economy, and even for road safety than health insurance companies are for people.

Health insurance, as a market, is an externality.

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1 point

Thanks to Obamacare, insurance companies are required to spend a high percentage of their revenue on delivering actual care. There is a limit to what they can spend on everything else. Thanks Obama!

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1 point

They could still help more people if they weren’t buying billboards advertising something people are required by law to have.

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35 points

What, are you just gonna not have insurance? Something could go wrong! You don’t wanna go bankrupt because of a health problem, do you? Also, we can’t guarantee you won’t still go bankrupt with our insurance, but you won’t have to pay for basic drugs! Maybe…

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