TyrionsNose
Normal practice is as follows for dignitaries let alone former presidents.
Secret Service man’s the venue itself. Local police man’s the perimeter. Every roof is not only secured but actually occupied. There’s an officer on every roof that is a concern.
Again, every roof physically has an officer on it. That’s how it’s handled for ambassadors, senators, and obviously leaders of a country.
A higher paid salary has negotiating power when being asked to work over time. Want me to stay late for a couple days no problem. Want me to work overtime for a couple weeks? Then I need to be paid at least straight time for every hour worked past 40.
So far I haven’t had any issues with this approach. They either pony up or suddenly it’s not that urgent. Have yet to be fired, but I don’t get asked to work overtime unless it’s truly needed now.
As long as you didn’t drench that in ranch it’d probably still be fairly healthy.
This is the same as me. I also have a policy on both my kids. It’s $10k and it’s so I don’t have to worry about funeral costs.
There are also plans like that and turn into a college fund but it’s probably just better to use a 529 for that.
But ultimately, in my opinion, it’s better to have a one on the bread winner of the family. But some people feel they are never necessary.
If you die young you don’t need insurance because your spouse is still hot and can re-marry easily. If you die older your children are out of college and can take care of themselves.
Everyone take or don’t take insurance policies for their own reasons and it’s hard to know exactly why unless they make it plainly obvious.