jerakor
You are supposed to, but it is only insured to 250k. That might seem like a decent amount but if you suffer inflation and a government that is inclined to decrease FDIC rather than increase, you might end up not really getting much value out of that cash.
250k is not a very big nest egg for retirement.
Your funds might be in a HYSA but the bank holding them probably has them in stocks and bonds.
So if the stocks fall enough you won’t have your money anyways.
Now you could say you want to hold onto cash instead, but the only fix for the banks not having money is to print money which makes cash worth less.
Okay but what if you held gold or other minerals. Well the value of those comes from the perception that they could be used to trade when other things fail, but even if milk is $500 a gallon no grocery store is going to take gold as it isn’t able to be insured and tracked. So the value of gold also will drop as it can’t actually be used for goods and services.
So basically you can’t isolate yourself and protect yourself from societies stupidity. Its all a gamble and maybe your option works out or maybe it doesn’t but there isn’t a clear way to avoid the problem.
Sometimes I do. We have great healthcare. Can send a couple pics of a scrape like that and they note it incase anything happens which pretty much is never. And we can count the topical we buy or have delivered against the deductible.
It helps get the system down pat and shows our kid how to use it incase they have bigger questions for their doctor later or need to take care of a more serious problem without us.
Specifically for a new viewer who wants 3 shows that would be different and enjoyable:
TNG:
The Inner Light, Cause and Effect, Lower Decks
DS9:
Duet, The Visitor, Trials and Tribbleations
The only people who progressives lose to are the Democrats. Even in cases where they win a primary they get kneecapped by the DNC. Most US progressives come in with wild ideas like making the rich pay things instead of poor people. Making sure water is clean. Keeping the government out of our bedrooms. Governing rather than blustering. They also tend to be relatable as most have worked at least one real job in their life.
Everyone should see a therapist. Not every day or even every year but it’s one of the best preventative measures you can have. People bring it up because a lot of folks who struggle with basic emotional health problems don’t see one or feel a stigma around it.
If your therapist sucks or just isnt a good fit for you, you find a new one. Like you would a mechanic, or doctor, or barista.
It is the progressive party. But they can’t win a local council seat let alone any valuable position. But they run for President every year and normally run one of their established candidates. The right gains more by supporting them.
That said funding is questionable. They normally have their primary debate around a rental folding table. Im shocked they can even afford chairs.