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moseschrute

moseschrute@lemmy.world
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I refuse to download TikTok, but I would occasionally watch a post my friends would send me on the website. Now they force you to download the app, as far as I can tell.

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Is it though? My understanding is it’s more complicated than “simply better”. You need to account for property tax, home repairs, lack of mobility, housing market, etc.

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I’m not an airport or ubiquity user, but from what I’ve seen I would be surprised if there is anything airport can do that ubiquity can’t.

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Interesting. I’m targeting 2065 retirement, so I’ve got a long time. But I guess that fund could suffer from the same issue? Or maybe I should assume the same fate based on past events.

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Any tools you recommend? Also, how sure are you that the cost savings actually make it worth the effort? My gross expense ratio is 0.08% (I think I’m looking at the right number?)

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I do like the automatic set it and forget it. Especially with scheduling transfers into investment accounts. I could probably get into rebalancing short-term, but I think long-term I would get bored and forget.

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I like to go a step further and do a target-date retirement fund. I think Vanguard funds are based on index funds, but they will reduce how aggressively they invest as you approach your retirement date. And the fees are very low.

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