Or do you prefer other adjectives? Do you consider it to be insulting or do you take it for a compliment if it was meant as one? (Assume an amenable relationship between the two people, not a random stranger or creeper)
Scientifically this has been proven again and again. Good looking saying something, getting something, doing something is acceptable. Unattractive has no access to the same things.
I’ve pondered this a few times now I’m older. When younger the things I could say to women and get a positive response was amazing, compared to now I’m older. I was fit, good looking and cheeky.
It’s just what it is. Attractive always wins. Be it income, access or acceptance (in your example).
I’m OK with my age and not being as attractive as I was, but every now and then the cocky young man in me wants to complement a lady, but I move on. The moment passes. I’ve matured emotionally and happily carry on.
